Stated Income Commercial Real Estate

An Alternative To Traditional Property Financing

You don’t have to wait to be approved for a traditional bank loan when Crescendo Capital Solutions offers you an alternative in the form of stated income commercial real estate financing. Our loans can be approved quickly, involve less paperwork and help you get started on your projects sooner rather than later.

Two Important Differences of a Stated Income Loan

When it comes to a stated income loan, there are two key differences that set this type of loan apart from traditional ones. The first is that there is less paperwork involved. The main piece of paperwork you are required to show is proof of income. The second difference is that your credit score has less importance than the value of the property. While that is the case, your credit profile should have a score of 600 for you to be approved.

Essential Uses of This Loan

We are keenly aware that businesses need loans for different reasons, which is why we offer financing with flexible applications. For example, you can use a stated income commercial real estate loan to refinance, remodel, consolidate debt and purchase properties. Plus, this financing can be used on a variety of properties, including the following:

  • Retail spaces
  • Office buildings
  • Rental housing
  • Restaurants
  • Auto services
  • Warehouses
  • Storage facilities

General Details Of Our Stated Income Financing

Before applying for our financing, it’s important to understand the terms you are agreeing to. While your loan agreement may be slightly different, these are the general terms you can expect yours to fall under:

  • Terms lasting as long as 25 years
  • A maximum loan amount of $500,000
  • Fixed rates
  • Amortization
  • LTV that falls between a maximum of 65% and 75%

Call Us To Begin Your Financing

Traditional bank loans don’t have to slow you down when you have other options available. Contact Crescendo Capital Solutions to find out more about our stated income commercial real estate financing today and ask for your application.